Top 5 Best Life Insurance Companies in USA

When shopping for life insurance, there are good reasons why you might want to go with one of the largest providers out there.

Big life insurance companies generally have long histories and solid financial ratings. This can inspire confidence that they’ll remain in business as long as your policy is in effect — which could be 30 years or more.

Here are the 20 largest life insurance companies and the types of life insurance they sell, listed in order of sales of individual life insurance policies, based on A.M. Best data.

1. Northwestern Mutual (8.56% MARKET SHARE)

Types Of Life Insurance Sold

1. Term life

2. Whole life

3.Universal life

4. Variable life

5. Annuities

6. Disability insurance

7. Long-term care insurance

8. Education funding plans 

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2. New York Life Insurance (5.74% MARKET SHARE)

Types Of Life Insurance Sold

1. Term life

2. Whole life

3. Universal life

4. Variable life

5. Annuities

6. Long-term care insurance

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3. MetLife (Metropolitan Life and Affiliated Cos.)(5.26 MARKET SHARE)

Types Of Life Insurance Sold

1. TERM LIFE 

2. UNIVERSAL LIFE

3. ANNUITIES

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4. Lincoln Financial Group (4.98% MARKET SHARE)    

Types Of Life Insurance Sold

1.Term life insurance

2. Universal and variable universal insurance.

3. MoneyGuard policies combine universal life insurance with a long-term care rider, so policyholders can either access funds for long-term care expenses or provide a death benefit to beneficiaries, depending on their needs.

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5. John Hancock Financial  (4.16% MARKET SHARE)

Types Of Life Insurance Sold

1. Term life insurance

2. Universal life insurancE

3. Indexed universal life insurance

4. Variable universal life insurance

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